Denied or Underpaid Claims
Having your insurance claim denied or underpaid can be devastating, but it's not the end of the road. Insurance companies wrongfully deny or undervalue thousands of legitimate claims every year. Our expert public adjusters specialize in overturning denials and fighting for the full settlements our clients deserve.
Fighting Wrongful Claim Denials
Insurance companies deny legitimate claims for various reasons, often hoping policyholders will simply accept the denial and move on. However, many denials are based on incorrect interpretations of policy language, inadequate investigations, or biased assessments.
Our public adjusters have extensive experience overturning denied claims. We thoroughly review the denial reasoning, gather additional evidence, and build compelling cases that force insurance companies to honor their obligations.
Leveling the Playing Field
Insurance companies have teams of lawyers and adjusters working against you. We provide the expertise and advocacy you need to fight back effectively.
Common Reasons for Claim Denials & Underpayments
Understanding these tactics can help you recognize when your claim has been wrongfully handled.
Common Denial Reasons
Underpayment Tactics
How We Overturn Denied Claims
Our proven process for challenging denials and securing fair settlements.
Denial Review
We thoroughly review the denial letter, policy language, and insurance company's reasoning.
Evidence Gathering
We collect additional evidence, expert opinions, and documentation to support your claim.
Appeal Preparation
We prepare a comprehensive appeal with compelling evidence and legal arguments.
Negotiation & Settlement
We negotiate aggressively with the insurance company to secure a fair settlement.
Denied Claim Success Stories
Real examples of denied claims we've successfully overturned.
Denied Roof Claim
Tampa Homeowner
Initial Response
DENIED
Final Settlement
APPROVED
"My roof claim was completely denied. Public FL Adjusters got it approved and secured a $42,500 settlement for full roof replacement!"— Lisa T., Tampa
Denied Mold Claim
Tampa Family
Initial Response
DENIED
Final Settlement
APPROVED
"After discovering toxic mold, our claim was denied. Public FL Adjusters proved coverage and got us $42,000 for complete remediation!"— Sarah G., Tampa
Denied Claims FAQ
Common questions about denied and underpaid insurance claims.