Roof & Wind Damage Claims
Your roof is your home's first line of defense against Florida's severe weather. When wind, hail, or falling debris damages your roof, you need experienced public adjusters who understand the complexities of roof damage claims and can ensure you get the full replacement or repair coverage you deserve.
Expert Roof Damage Claim Handling
Roof damage claims are often more complex than they appear. What looks like minor damage from the ground can involve extensive structural issues, water intrusion, and secondary damage that insurance company adjusters frequently overlook or undervalue.
Our public adjusters have specialized training in roof damage assessment and work with certified roofing contractors to ensure every aspect of your roof damage is properly documented and valued.
Complete Roof System Assessment
We don't just look at shingles. We assess the entire roof system including decking, underlayment, flashing, gutters, and potential interior damage.
Common Types of Roof & Wind Damage
Florida's severe weather can cause various types of roof damage that require professional assessment.
Visible Roof Damage
Hidden Damage Often Missed
Why Roof Claims Are Often Underpaid
Insurance companies use various tactics to minimize roof damage settlements.
Quick Inspections
Insurance adjusters often spend only 15-30 minutes on roof inspections, missing critical damage that requires detailed assessment.
Repair vs. Replace
Companies often recommend repairs instead of replacement, even when replacement is more appropriate and cost-effective long-term.
Depreciation Tactics
Insurance companies may apply excessive depreciation or claim that damage is due to normal wear and tear rather than covered events.
Denied Roof Claim Success Story
How we turned a complete denial into a $42,500 settlement.
Insurance Company's Initial Response
CLAIM DENIED
Final Settlement We Secured
CLAIM APPROVED
Coverage for Full Roof Replacement
"My roof claim was completely denied. Public FL Adjusters got it approved and secured a $42,500 settlement for full roof replacement!"— Lisa T., Tampa
Roof Damage Claims FAQ
Common questions about roof and wind damage insurance claims.